Online shopping trend is at its peak during the holiday season. Are you yourself all set with your shopping list? With the technological advances in ecommerce; small to medium to titans of the online shopping world retail widest range of selections of items at best bargains. Before lucrative deals on your favorite shopping items drive you crazy and compel you to make critical mistakes in a hurry such as handing over your credit card information to doubtable sourcesâ€“ look for the signs of online frauds. Following points are important to remember while you tread softly in order to ensure that you are keeping yourself online shopping safe.
Look for security policies
The first step of being online shopping safe is to navigate to the â€˜Privacy policiesâ€™ of the online store you are using. Be conscious about the privacy policies solicited by the company and take adequate time to read and understand the policies before you start shopping. These rules will be the key to your comfort and peace of mind for using the site and safeguarding your credit card information. Look for whether the merchant protects or shares your critical information with third parties or any of its affiliates. Otherwise, you may start receiving Spam or phone solicitations from those third party companies.
Seals of securityÂ
Look for websites that display seals of approval programs. You must watch out for TRUSTe, BBB, and Verisign etc. programs that set privacy related practices and certify websites that conform to those standards. However, there are some uncertainties when websites containing such seals of privacy standards may give away your information to third parties. In such cases, you need to be careful about sensitivity of the information you distribute for keeping online shopping safe.
Do not give Social Security Numbers
Online shopping websites will never need your Social Security number for placing an order. Hence, giving out your Social Security number may lead to severe issues or may steal your identity. Also, some websites may seek information about your leisure, annual income or lifestyle related questions. Such information is tracked to target you for online marketing pursuits. Sooner, you may receive Spam mails or telephonic solicitations.
Single Use card numbers
Ask for a one time or single use card number from your credit card providers. Some credit cards have single-use credit card numbers to be used at online stores. These credit cards use a substitute virtual account number instead of the actual credit card number. These account numbers only work for buying goods through mails or telephone, and cannot be used for stores where a plastic card is required. Users can also specify expiry dates and maximum amount to be allowed for this credit card. After one time use, the card number is tied to a particular merchant number and cannot be used anywhere else.